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See What The Lenders See

Lenders base their decision on whether to accept or decline an application on information obtained from UK credit reference agencies.
These agencies hold information and personal data, such as address history, voters roll information, previous credit searches and the credit accounts you hold and have in held in the last 6 years including any missed or late payments and defaults.
To find out what information these agencies hold about you click on the link below. They offer a 30 day free trial, you can access your credit file and no fee is charged if you cancel before the trial period expires.